http://en.wikipedia.org/wiki/Full-reserve_banking
and a reform that proposes bank segregation: for people who don't want fractional reserve, banks could offer full-reserve banking
These banks would not be allowed to take most risks and would have to be segregated from the fractional and risk-taking banks
http://www3.interscience.wiley.com/c...5143/HTMLSTART
For a concise, readable summary of iTulip concepts developed over the past 16 years and a vision of a challenging next decade and how to navigate it, read Eric Janszen's book "Post Catastrophe Economy".
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