thanks don.

what about the i-bonds. Do i read this correct? assuming a "managed" cpi-u of 2%, does this mean I get 2% per year with no principle risk?? very nice in a zirp world.
I could buy 1K a month so that after a year, I have something to withdrawl each month if I need the cash. I'm willing to lock the money in for a year to get 2%.