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View Full Version : Speaking of 'Capture': 401Ks

c1ue
01-22-09, 08:27 AM
I attempted to switch out of the last vestige of my corporate life: the last bits of 401K not moved into a self directed IRA.

Well, I discovered that because I'm only 75% vested in my corporate match, I can't move ANY of it out of the basic company options.

And what were these options (and their performance last year)?

<TABLE class=borderedSubSection cellSpacing=0 cellPadding=0 width="100%"><TBODY><TR vAlign=center><TD class=top colSpan=6>Average annualized total return</TD><TD class=top align=right colSpan=5>https://www.retireonline.com/rps/collapse.gif Collapse all (https://www.retireonline.com/rpsparticipant/RedirectToTejasController?tejasController=fundPerf ormance.do&PlanNo=117731#)
https://www.retireonline.com/rps/expand.gif Expand all (https://www.retireonline.com/rpsparticipant/RedirectToTejasController?tejasController=fundPerf ormance.do&PlanNo=117731#)
</TD></TR><TR><TD class=infoheader vAlign=bottom align=left width="12%">Investment
choice</TD><TD class=infoheader vAlign=bottom align=left width="12%">As of date</TD><TD class=infoheader vAlign=bottom noWrap align=right width="9%">3 mos*</TD><TD class=infoheader vAlign=bottom align=right width="9%">1 yr</TD><TD class=infoheader vAlign=bottom align=right width="9%">3 yr</TD><TD class=infoheader vAlign=bottom align=right width="9%">5 yr</TD><TD class=infoheader vAlign=bottom align=right width="9%">10 yr</TD><TD class=infoheader vAlign=bottom align=right width="9%">Life</TD><TD class=infoheader vAlign=bottom align=middle width="12%">Inception
date</TD><TD class=infoheader vAlign=top align=left width="2%">https://www.retireonline.com/rps/images/ctx_question_inactive.gif
https://www.retireonline.com/rps/images/ctx_question_active.gif
Expense ratios provided are the Funds' total annual operating expense ratios, gross of any fee waivers or expense reimbursements.</TD><TD class=infoheader vAlign=top align=left>Gross expense ratio %</TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>JPMorgan Prime Money Market-Capital </TD><TD class=infodata vAlign=bottom noWrap align=middle> 02/22/2005 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.00 </TD></TR><TR id=expandDIV1><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">0.60 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">2.95 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">4.40 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">4.16 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>PIMCO Total Return-Inst (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=PTTRX ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 05/11/1987 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 0.52 </TD></TR><TR id=expandDIV2><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">5.01 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">4.87 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">5.96 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">5.17 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">6.25 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">8.19 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV3><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-2.08 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">1.40 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">4.98 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">4.63 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">5.91 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">8.04 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV4><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-3.08 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">1.71 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">4.41 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">4.26 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">5.74 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">7.97 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>Vanguard Institutional Index (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=VINIX ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 07/31/1990 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.05 </TD></TR><TR id=expandDIV5><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-21.91 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-36.95 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-8.35 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.18 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.35 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">7.42 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV6><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-29.61 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-38.06 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-8.66 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.39 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-0.90 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">7.40 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV7><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-23.08 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-36.07 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-5.21 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">0.26 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">0.43 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">7.87 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement Income-C10 (javascript:window_open('/rps/jpm/smart_retirement_income_c10.pdf ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 01/04/2006 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 0.50 </TD></TR><TR id=expandDIV8><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-8.73 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-16.21 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.23 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV9><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-14.61 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-17.92 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.94 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV10><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-12.38 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-16.78 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.13 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement 2010-C10 (javascript:window_open('/rps/jpm/smart_retirement_2010_c10.pdf ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 08/01/2005 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.56 </TD></TR><TR id=expandDIV11><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-10.95 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-20.13 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.80 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.12 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV12><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-17.84 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-22.14 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.18 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.85 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV13><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-15.17 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-20.90 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-0.68 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-0.93 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement 2015-C10 (javascript:window_open('/rps/jpm/smart_retirement_2015_c10.pdf ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 08/23/2005 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 0.67 </TD></TR><TR id=expandDIV14><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-13.33 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-24.44 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-2.85 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-2.17 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV15><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-21.53 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-26.86 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-3.43 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-3.12 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV16><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-18.17 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-25.45 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.43 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.89 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement 2020-C10 (javascript:window_open('/rps/jpm/smart_retirement_2020_c10.pdf ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 08/01/2005 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.72 </TD></TR><TR id=expandDIV17><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-15.51 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-27.81 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.50 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.35 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV18><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-24.14 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-30.31 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-4.06 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.32 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV19><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-20.10 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-28.56 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.50 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.80 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement 2030-C10 (javascript:window_open('/rps/jpm/smart_retirement_2030_c10.pdf ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 08/01/2005 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 0.82 </TD></TR><TR id=expandDIV20><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-19.10 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-33.56 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-5.46 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-4.02 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV21><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-28.55 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-36.07 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-6.07 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-5.08 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV22><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-23.42 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-33.93 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-2.81 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-3.11 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>JPMorgan SmartRetirement 2040-C10 (javascript:window_open('/rps/jpm/smart_retirement_2040_c10.pdf ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 08/01/2005 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.85 </TD></TR><TR id=expandDIV23><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-19.65 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-34.55 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-5.79 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-4.34 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV24><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-29.29 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-37.13 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-6.42 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-5.44 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV25><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-24.10 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-34.81 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.10 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.40 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>TimesSquare Mid Cap Growth-Inst (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=TMDIX ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 03/04/2005 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 1.09 </TD></TR><TR id=expandDIV26><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-20.98 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-33.91 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-5.11 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.34 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV27><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-31.81 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-35.49 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-5.85 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-2.14 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV28><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-25.02 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-33.48 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.72 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-0.17 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>Janus Advisor Perkins Mid Cap Value-I (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=JMVAX ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 11/28/2005 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.66 </TD></TR><TR id=expandDIV29><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-19.91 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-27.06 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.06 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.56 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV30><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-29.02 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-29.60 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.67 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.58 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV31><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-23.73 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-28.75 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.13 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>Lord Abbett Affiliated-I (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=LAFYX ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 03/27/1998 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 0.46 </TD></TR><TR id=expandDIV32><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-20.53 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-36.94 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-8.17 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.93 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">1.97 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">2.17 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV33><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-27.02 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-39.16 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-8.68 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-1.25 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">2.03 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">1.94 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV34><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-18.89 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-35.50 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-4.55 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">1.01 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">3.61 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">2.92 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>TCM Small Cap Growth Fund (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=TCMSX ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 10/01/2004 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.93 </TD></TR><TR id=expandDIV35><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-27.29 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-43.24 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-7.74 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">1.50 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV36><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-38.82 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-44.96 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-8.76 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">0.48 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV37><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-30.79 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-42.05 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.48 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">3.40 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>Touchstone Diversified Small Cap Value Z (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=TCSVX ',720,600))</TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 02/28/1996 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 1.45 </TD></TR><TR id=expandDIV38><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-21.97 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-25.49 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-5.77 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">0.71 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">8.11 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">9.36 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV39><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-29.97 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-29.58 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-7.48 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">0.47 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">7.81 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">8.99 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV40><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-19.83 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-27.58 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-3.25 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">3.52 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">9.69 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">9.92 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>Delaware US Growth-Inst (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=DEUIX ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 02/03/1994 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 0.83 </TD></TR><TR id=expandDIV41><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-22.31 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-43.51 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-13.11 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-5.02 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.88 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">3.48 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV42><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-34.77 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-44.43 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-13.73 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-4.88 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.87 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">3.39 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV43><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-26.32 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-40.23 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-9.30 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-2.54 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-1.25 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">4.14 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodatashaded vAlign=bottom align=left colSpan=8>William Blair International Growth-Inst </TD><TD class=infodatashaded vAlign=bottom noWrap align=middle> 10/01/1999 </TD><TD class=infodatashaded vAlign=bottom noWrap> </TD><TD class=infodatashaded vAlign=bottom noWrap align=left> 1.09 </TD></TR><TR id=expandDIV44><TD class=infodatashaded vAlign=bottom align=left width="12%"> </TD><TD class=infodatashaded vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-26.47 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-52.17 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">-11.24 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">0.27 </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">N/A </TD><TD class=infodatashaded vAlign=bottom noWrap align=right width="9%">3.61 </TD><TD class=infodatashaded vAlign=bottom noWrap width="12%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="2%"> </TD><TD class=infodatashaded vAlign=bottom noWrap width="8%"> </TD></TR><!-- Logic to create group Name Row --><TR><TD class=infodata vAlign=bottom align=left colSpan=8>Columbia International Value Z (javascript:window_open('/rpsparticipant/FundRedirection?tickerSymbol=EMIEX ',720,600))</TD><TD class=infodata vAlign=bottom noWrap align=middle> 12/27/1995 </TD><TD class=infodata vAlign=bottom noWrap> </TD><TD class=infodata vAlign=bottom noWrap align=left> 1.09 </TD></TR><TR id=expandDIV45><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">12/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-16.05 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-35.47 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.88 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">4.07 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">7.74 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">9.52 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV46><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">11/30/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-30.83 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-42.92 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-5.51 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">3.48 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">6.88 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">8.79 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR><TR id=collapseDIV47><TD class=infodata vAlign=bottom align=left width="12%"> </TD><TD class=infodata vAlign=bottom align=left width="12%">10/31/2008 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-28.60 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-40.47 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">-3.03 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">5.42 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">7.96 </TD><TD class=infodata vAlign=bottom noWrap align=right width="9%">9.33 </TD><TD class=infodata vAlign=bottom noWrap width="12%"> </TD><TD class=infodata vAlign=bottom noWrap width="2%"> </TD><TD class=infodata vAlign=bottom noWrap width="8%"> </TD></TR></TBODY></TABLE>

GRRRRRR

My personal rate of return? In my Schwab self directed: 11% compounded for the last 7 years (since started) And this was with the entire balance in money markets for the first 3 years.
Jim Nickerson
01-22-09, 08:41 AM
All things considered, those are not terrible losses compared to what some funds have done. Nice table too.
c1ue
01-22-09, 10:28 AM
Jim,

What you might not have noticed is how many of the funds are 'new'.

More than half less than 5 years duration.

A perfect example of 'survivor bias' in industry statistics.

While these are supposedly better than DJI or S & P 500, there are pathetic compared to what I've done myself.

I resent not being able to transfer my 401K company match - especially as I have been out of the company for going on 2.5 years - and being locked into this pathetic collection of choices.
swgprop
01-22-09, 10:55 AM
I resent not being able to transfer my 401K company match - especially as I have been out of the company for going on 2.5 years - and being locked into this pathetic collection of choices.

I feel your pain. I was lucky (smart?) enough to transfer two prior 401K accounts into self directed IRAs. But my current employers 401K options are much like like yours. Quite irritating that there isn't simply an option to go to a straight MM account. Or cash in a mattress for that matter.
phirang
01-22-09, 10:58 AM
401k's are another tax on the working man to prop up US capital markets and help give the pigmen liquidity.
FRED
01-22-09, 11:48 AM
iTulip has been warning readers to get out of their 401Ks since April 1999 (http://www.itulip.com/sheeple.html).

<center>http://www.itulip.com/itlogo2.GIF (http://itulip.com/forums/../)
The Sheeple Shall be Shorn
Posted April 1999
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401K and Mutual Fund Investors Await their Fate on Wall Street
http://www.itulip.com/sheepg5_low.gif
(Original image from www.louisboston.com (http://www.louisboston.com/))
<hr width="100%">
Definitions</center>sheeple n: investors comprised of individuals each of whom makes investment decisions based on the observed actions of the other members of the herd : sheep-like as a : unable to make rational investment decisions based on personal observations that lead to actions that contradict the actions of the herd b : uncritical of information inputs from those who seek to profit, such as financial services companies c : in for a big surprise panic n 1 : a sudden overpowering fright; esp : a sudden unreasoning terror often accompanied by mass flight 2 : a sudden widespread fright concerning financial affairs and resulting in a depression of values caused by violent measures for protection of securites or other property (Webster's Seventh Collegiate Dictionary)
<center> <hr width="100%">
http://www.itulip.com/itlogo2.GIF (http://itulip.com/forums/../)</center>
karim0028
02-07-09, 11:40 AM
Yup, same thing happened to me, tried to go into cash last year and they told me that i couldnt touch it bc i didnt match my employers contribution... All of it had to stay in corporate stock the only time i could touch it was if i lef the company....

The most idiotic retirement planning system i have ever seen.. My corporate stock is down like 50% and i couldnt do a damn thing to stop it even though i knew exactly what to do...
World Traveler
02-07-09, 07:55 PM
Recently launched website. I read a recent article about, so I decided to check it out. I input name of the company I just retired from to see if they were reasonably good, and I do agree with the score they gave my former employer.

They also provide a count on number of employees in plan, total holdings, average account value, and break out holdings by type and %. Also accurate for company where I worked. It's a very interesting site.

http://www.brightscope.com/