iTulip.com Ad Policy

As of March 31, 2006, you well see Goggle AdSense ads on iTulip.com.  These ads are dynamically placed on our web site by Google's programs.  These programs scan the text on our pages and match content text with keywords that appear in Google AdWord ads as well as user searches.  For example, in the column to the right of this text you'll see a list of Goggle AdSense ad links.  Notice how many of these links are for ad services.  Google's AdSense programs have picked up the frequent use of the word "ad" on this page and are serving relevant AdWords ads based on the "ad" keyword.  Another example is the page Gold, DJIA and Inflation where we discuss the relationship between U.S. treasury bonds and inflation.  As a result, Google AdSense serves links to services related to US Treasury Bonds, the Treasury Market, Inflation Linked Bonds and Treasury Bills, all links to sites that have information or services that are relevant to the article on that page.

All in all, AdSense is a very good system for advertising on a publishing site like ours.  We highly recommend it.






We write frequently about the "credit bubble," "housing bubble," "mortgage lender" excesses and other related matters.  AdSense will sometimes to pick up these keywords and, if they are used frequently on a page, serve ads from companies selling home refinancing, home equity loan or other credit products we don't approve of.

iTulip.com wants you to build equity in your home, not use it up on cash-out home refinancings or home equity loans, unless you absolutely have to either for an emergency or to pay for something that will increase your income or improve your life, such as education.  We don't want any of our members to wind up in the hands of a so-called "debt consolidation" company they came across at iTulip.com.  Most, although not all, of these companies are not interested in helping anyone get out of debt but rather in exploiting indebted people in desperate circumstances by charging them fees for services that their customers can do themselves, thus making their customers' situation even worse.

Ads for home refinancing, home equity loan and debt consolidation companies are lucrative for publishing sites like ours, because our credit based economy has left so many people in debt and in need help, so they reach out for these kinds of services.  However, most of these companies' business and advertising practices are against the entire purpose iTulip.com since 1998, to educate our visitors and members to help them make see through the fog of disinformation produced by our credit based economic system to help them make better informed financial decisions.  We are going to do our best to filter out the ads that don't fit iTulip.com's credo, but we need your help.


If you see an ad for
home refinancing, home equity loan and debt consolidation services or other ad in a Google Ad on our pages that you feel does not fit the site's purpose, please report the www.companyname.com domain name of the company to us at adreport@itulip.com.

You will also see ads for education services on the site.  We are strong believers in education, both as a means to increase our visitors' and members' ability to make well-informed financial decisions and to increase job and income opportunities.  There are many Internet-based education programs from dozens of excellent, accredited universities.  We encourage you to take advantage of these.  You will also see ads for financial assistance to pay for education.  Education is a reasonable use of credit, within limits, but generally very reasonable in the context of the cost of most online education program offerings. 

If you have comments and suggestions on our ad policies or how we fulfill them, we'd like to hear from you.  Please send your feedback to
adreport@itulip.com. 

Sincerely,

Eric Janszen
Founder and President
iTulip, Inc.


Current Advertiser editorial "Out" list as of April 2, 2006:

100bestlenders.com

a1-homeloan.com
abcmortgage.com
about-home-finance.com
actondebt.com
all-free-info.com
american-debt-relief.net
americanmortgageco.net
americashomeloancorp.com
amerisave.com
arielis.com
badcreditmortgagerefinancingnow.com
badcreditsecondmortgages.com
banklady.com
bankofinternet.com
bestlenderfinder.com
bestratesfrom.us
bettermortgagerefinancing.com
bizrate.com
bridgecapitalbank.com
business.com
businesschambers.com
careonecredit.com
ccofamerica.com
christiandebtconsolidators.net
compare-low-quotes.com
compare-mortgages-usa.com
consolidatedebtnow.org
consumer-advocates.com
consumer-protection-company.com
consumersdefense.com
countrywide-fsl.com
countrywide.com
creditadvisors.org
creditcaredirect.com
creditcounseling.net
creditsolutions.com
customizedrefinancequotes.com
debt-basics.com
debt-free-settlements.com
debt-free-today.org
debt.whichoption.com
debtconsolidation.nextag.com
debtconsolidationdebtreduction.com
debteliminator101.com
debtguy.com
debtreliefnetworkonline.com
debtreliefnw.com
debtreliefoptions.org
debtrite.com
debtsettlementusa.com
debtshield.com
debttailor.com
debttree.com
debtxs.com
ditech.com
dotloan.com
e-lends.com
easyhomeequitymortgages.com
easymortgagerefinancing.com
edebteraser.com
effectivefinancial.com
elendersguide.com
eloan.com
eshopfirst.com
ewoss.com
fast-and-secure.com
faster-results.com
fdnsolutions.com
federalcapital.com
fgmnet.com
financialadvisings.com
find-your-lender.com
find.it.quick.at.truelocal.com
firstmetro.info
firstmortgagehelp.com
fixcreditforfree.com
freedom-debt-relief.com
freedomdebtrelief.com/DebtHelp
freewebs.com
getsmart.com
gindeslaw.com
gotdebt.cc
greatfinancingoptions.com
greenpointmortgage.com
guidetolenders.com
hellometro.com
hfamerica.com
his-saving-grace.net
home123info.com
homeequitydebtconsolidation.com
homelenders.com
homeloan.com
homeloancenter.com
homemortgagerefinancerate.com
homesteadfunding.net
how-to-refinance-mortgage.info
ingenio.com
knockoutdebt.com
lendaquest.com
listinggiant.com
loan-time.com
loandirectoryexperts.info
loanmedicine.com
loansolve.com
lowcostlending.com
lowerbillslessdebt.com
lowerloanpayments.com
lowlender.com
lowquotesmortgage.com
lowrateadvisors.com
lowratesource.com
mainstreetlenders.com
matchmybudget.com
military.com
mortgage-and-home-loan.com
mortgages.homes.loans.nextag.com
mortgagesinyourarea.com
mostpopularmortgages.com
national-debt-settlement.com
noworrycredit.com
official-credit-repair-guide.com
oneabsolute.us
outsidethebank.com
quick-approval-expert.com
quickenloans.com
quotescompete.com/RefinanceRate
ratequotecentral.com
realestate-advisors.com
reallygreatrate.com
reditadvisors.com
refinance-homeloans.com
refinance.ameriquestmortgage.com
refinance.current-offers.com
refinance.low.com
refinance.lowermybills.com
refinance.thelendingpages.co
refinancinghelp.com
reviewplace.com
secretstogreatcredit.com
settledebtdirect.com
sherwoodmortgage.com
simpledebtrelief.com
smallpalace.com
summarized.org
superpages.com
the40yearmortgage.com
thecreditexchange.com
therichjerk.com
tipace.com
topicarticles.com
toseeka.com
totalbankruptcy.com
trendbuddy.com
truedebtadvisor.com
unexpensive.com
unitedmortgageofamerica.com
usadebtconsolidation.org
usadebtreduction.com
usloanquotes.com
venturestreet.com
wallstreetselect.com
we-loans.com
web-deals.net
weeklycashincome.com
wisemortgageinfo.com
wizardofloan.com
www.countrywide.com



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